Adventure travel insurance

insurance

It is a condition of joining one of our tours that you are covered by adequate travel insurance. Imaginative Traveller offers you the complete adventure travel insurance tailored for your trip

Why choose Imaginative Traveller Adventure Travel Insurance:

All activities covered - we can cover you for any activity included as part of a trip featured on our website/brochure
Cancellation cover - so you are covered from the moment you take the policy out (or specify a date for Annual Multi Trip policies)
High level of cover - including up to £5 million medical expenses
EU coverage - cover is available for residents of the EU
24-hour expert service - we offer a 24-hour UK based Worldwide Medical Emergency service - this most important aspect of your insurance is operated by Speciality Assistance. With their expert knowledge and experience you are in trusted hands in the event of an emergency
Quality of cover - it covers acts of conventional war and terrorism
Ticket cover - up to £1000 cover for loss, theft or damaged tickets (not just flight tickets)
Free extension - it includes an automatic 31 day extension of cover if return travel is delayed beyond your control
Redundancy cover - for up to £5000 if you have to cancel departure as a result of redundancy.
Personal Effects cover - for up to £2000. Please note that this is restricted to second hand value cover and a single article limit of £250. Should you have items of higher value, want to cover articles on a like for like basis or wish to travel with luggage of a greater value than £2000 then please ensure that your household policy covers this.

Imaginative Traveller is a trading name of Dragoman Overseas Travel Limited which is an Appointed Representative of Campbell Irvine Ltd who are authorised and regulated by the Financial Services Authority. This can be checked on the FSA's register by visiting the FSA's website at www.fsa.gov.uk/Pages/register

No Quibble Money Back Guarantee

Should you change your mind after purchasing our insurance, you can cancel and get a full refund up to 14 days from the date of receiving the policy document, so long as no claims have been made and no travel has started.

New Excess Waiver option:

This removes the standard policy excesses completely. So for complete peace of mind purchase an Excess Waiver with your policy.

For all Single trip individual cover policies the Excess Waiver option costs just £10 extra.
For all Annual Multi-trip insurance policies the Excess Waiver option costs just £15 extra.

Single Trip individual Gold policy premiums:

	Europe/Middle East*	Worldwide individual cover
Duration up to
8 days	£28	£78
17 days	£36	£86
24 days	£46	£96
32 days	£56	£102
45 days	£80	£136
Longer durations - Please ask for a quotation

* Includes European countries west of the Urals and Iceland. The Middle East includes all countries bordering the Mediterranean as well as Jordan.

For persons aged 66-74 years at the time of arranging insurance, double the premium is charged for the single trip policy. For those 75 years and above please refer to Campbell Irvine Ltd 020 79381734 for advice.

Child Reduction - Single trip premiums are reduced by 50% for children aged 18 years or less at time of booking, if travelling with an adult insured under this scheme.

Special Family Rate - for families travelling together. Applies to adults 65 years or less and children 18 years or less at time of booking. Provides cover for up to 2 adults and up to 4 children per policy.

Annual Multi Trip Adventure Travel Insurance:

We also offer an Annual Multi-Trip adventure travel insurance which offers many additional advantages:
Worldwide cover
Covers many types of adventurous activities
Includes 4 weeks winter-sports cover at no additional charge
10 weeks cover for any single journey
One single certificate covers your travel insurance needs for an entire year,allowing any number of trips

Special rate for couples - a special per couple rate representing a discount on the standard individual rate (defined as 2 adults whether married or not who have been permanently resident together for at least 6 months). The Partner is also covered if travelling independently.

Worldwide Annual Multi-Trip - Single	£135
Worldwide Annual Multi-Trip - Couple	£199
Worldwide Annual Multi-Trip - Family	£199

Children aged 18 or under travel FREE on this policy. This annual policy is not available to persons aged 66 years and over at the time of arranging the insurance.

Summary of Cover

	up to
A. Medical expenses	£5,000,000
Hospital benefit	£200
Criminal injuries	£5000
Personal liability	£2,000,000
Repatriation to wherever you normally reside

B. Personal accident	£50,000
Permanent loss of sight	£25,000
Loss of limb(s)	£25,000
Permanent total disablement	£50,000
Death	£10,000

C. Cancellation or curtailment up to the holiday cost	£5,000 max. per person

D. Delayed departure or arrival	£100
Cancellation due to:
Delayed departure	£1,000
Hi-jack of aircraft	£3,000
Failure of flight connections	£150
Interruption of transport	£300
Delayed tour expenses	£150

E. Personal effects	£2,000
Valuables limited to	£350
Money	£500
Single article limit	£250
Disc collections e.g. CDs	£200
Passports and visas	£250
Tickets	£1,000

F. Legal Expenses	£15,000

For a quote or to purchase your Adventure Travel Insurance please call our sales team on 01728 885561 or email us at online@imtrav.net

Please Note:

Alternative levels of cover are available for selected trips on request.

Premiums shown include Government imposed Insurance Premium tax at 20% and are valid for all policies issued up to 31/12/2012. This is only a summary of cover provided. Full details are shown on your policy document, which will be sent to you within 14 days of receipt of premium. The policy contains certain exclusions especially relating to pre-existing medical conditions. If in doubt please call the pre-departure medical screening helpline on 0844 8262 686. A specimen copy is available here should you wish to see this before purchasing our insurance. Cancellation cover starts immediately your cover takes effect, other sections on commencement of booked travel.